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Advocacy

AADR advocacy efforts are focused on turning red states green and advancing consumer access to debt resolution services nationwide. Stay informed about our impactful work with these essential resources.

Federal

AADR actively engages in advocacy efforts at the federal level, working to shape policies and regulations that enhance consumer access to debt resolution services nationwide and promote a favorable environment for the industry.

Federal AADR Debt Resolution 101.pdf

Federal AADR Debt Resolution By The Numbers.pdf

Federal AADR_MythbustersOnePager10.pdf

Federal AADR_OnePager6_101.pdf

Federal HeatMap One Pager v2.pdf

Federal Model Bill 2023.pdf


AADR focuses on advocacy efforts in various states, working to enact legislative changes that promote consumer access to debt resolution services and turn states from red to green. 

California

California AB 1405 – Senate Judiciary – Neutral as Amended.pdf

California AFCC comment to DFPI Registration Proposal 2023 Final.pdf

California AFCC comment to DFPI with enclosure.pdf

California Commissioner Hewlett support .pdf

California_AADR Letter to DFPI_PRO 01-21.pdf

California_DFPI Submission 2_6_24.pdf

Colorado

Colorado_AADR_DebtResolutionFeesExplainer.pdf

Colorado_Jake Agron Committee Testimony HB24-1251 (Sunset Debt-Management Service Providers 2_21_24[20].pdf

Massachusetts

Massachusetts Testimony on H956.pdf

New Jersey

New Jersey 2022 Assembly Consumer Affairs Testimony.pdf

New Jersey 2023 Senate Desk Memo Final.pdf

New Jersey AADR Assembly Appropriations Committee 2024 testimony.pdf

New Jersey AADR Assembly State and Local Government Committee 2024 testimony.pdf

New Jersey AFCC letter to Assembly Consumer Affairs Committee final.pdf

New Jersey AFCC Letter to President Sweeney May 2019.pdf

New Jersey AFCC Letter to President Sweeney May 2020.pdf

New Jersey AFCC Letter to President Sweeney May 2021.pdf

New Jersey AFCC Letter to Speaker Coughlin May 2019 final.pdf

New Jersey AFCC Senate Commerce Committee 2022 testimony.pdf

New York

New York – 2024 A7892 Opposition Memo.pdf

North Carolina

North Carolina AFCC letter to Rep Howard.pdf

Ohio

Ohio AFCC Hackett Letter 2020.pdf

Ohio Senate Financial Institutions and Technology Committee Testimony 6_6_23.pdf

Ohio Senate Financial Institutions and Technology Committee Testimony 10_19_21.pdf

Virginia

Virginia – AFCC Letter to Leader Saslaw with Winston Attachment.pdf

Virginia AFCC Submission to SCC final.pdf

Virginia Letter to Delegate Rodney Willett.pdf

Wisconsin

Wisconsin AFCC July 2023 Comment to DFI Revised.pdf