By krushton
By Denise Dunckel Morse The Federal Reserve Bank of New York recently released its Report on Household Debt and Credit covering April to June 2024. This study, released every three months, provides data and insight into the credit conditions of U.S. consumers. The latest report was bleak. What did it say, and how can debt resolution companies…
By krushton
By Denise Dunckel Morse For me, the Fourth of July is synonymous with gratitude. It is, of course, a day to recall the men and women who, generations ago and since, fought to preserve our freedom. But Independence Day also reminds me how fortunate I am to have a home I can fill with friends…
By krushton
By Stacey Silva Marketing matters. It sets a company’s persona and is central to how firms connect with consumers. World famous management guru Peter Drucker even proclaimed marketing is “the distinguishing, unique function of the business.” Talk to consumers and lawmakers, though, and you will likely get a very different impression of the marketing profession.…
By krushton
Washington, DC, May 23, 2024 – In light of today’s House Energy and Commerce Committee markup of the American Privacy Rights Act (APRA), the American Association for Debt Resolution (AADR) stressed the importance for consumers and for debt resolution providers of a federal data privacy framework that would provide consistent and uniform privacy data requirements across…
By krushton
American families are struggling with debt, but did you know when that debt gets forgiven, the Internal Revenue Service treats it like extra income? In a new opinion piece in Fortune, AADR CEO Denise Dunckel Morse explains why this levy is unjust, and what the AADR is doing to convince members of Congress to change…
By krushton
By Denise Dunckel Morse Financial literacy matters. The experiences of our neighbor country to the north illustrate why. In Canadian schools, financial literacy lessons are incorporated into a variety of subjects. The result? According to economist Raj Chetty, a young person born in Canada is twice as likely to move up the income spectrum as a child growing…
By krushton
By Denise Dunckel Morse Fifty years ago, women in the United States — including my mother who had a college degree and was balancing work with raising two children — could not apply for credit cards. Now, according to a survey released last year, 90% of U.S. women control their household’s finances themselves, or share it.…
By krushton
By Stacey Silva Now that 2024 is in full swing, it is clear that it is going to be a year of many unknowns. There are still economic headwinds, specifically, inflation and wages, combined with the many political maneuvers that candidates will take leading up to the November elections that may continue to cause uncertainty…
By krushton
By Natalia Brown Black history in the United States often is written or taught by people who did not live it. And their writing often exclusively focuses on the very real atrocities inflicted on this community — my community. While those facts are important to learn and know, it is as important to understand the…
By krushton
Washington, DC, February 8, 2024 – The American Association for Debt Resolution (AADR), the foremost organization championing the debt resolution industry, announced changes to the AADR Executive Board of Directors with two distinguished leaders assuming seats. Drawing on their wealth of experience, these individuals share a dedication to furthering the AADR’s mission to educate consumers and…